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Car insurance for driving in Mexico

Facts and sources only. We do not rank insurers and no insurer pays to appear on this page.

Liability insurance on federal roadsOfficial source

Mexican federal law requires every vehicle on federal roads and bridges to carry insurance covering damage to third parties. The owner is responsible for buying it.

Sources (2)
  1. officialLey de Caminos, Puentes y Autotransporte Federal (última reforma DOF 14-11-2025), Cámara de Diputados · Todos los vehículos que transiten en vías, caminos y puentes federales deberán contar con un seguro que garantice a terceros los daños · Checked
  2. officialLey de Caminos, Puentes y Autotransporte Federal (última reforma DOF 14-11-2025), Cámara de Diputados · La contratación del seguro será responsabilidad del propietario del vehículo. · Checked

US policies and MexicoSecondary source

Insurers say a regular US policy does not cover you in Mexico and cannot legally provide the required liability cover. The US State Department's Mexico page could not be loaded to confirm (HTTP 403).

Sources (2)
  1. secondaryProgressive: Mexico auto insurance (by MexPro) · Regular car insurance from a U.S. insurer doesn't provide coverage for you and your vehicle while driving in Mexico. · Checked
  2. secondaryMexpro (insurer) blog: How much is Mexico car insurance per day (Last Updated: August 31, 2022) · they cannot legally cover you with liability insurance. · Checked

Insurance to get an RV permitSecondary source

Mexpro says Mexican RV insurance is required to obtain an RV permit. Banjercito's requirements list does not mention insurance.

Sources (1)
  1. secondaryMexpro (insurer): RV vehicle import permit · Temporary RV Insurance for Mexico is required in order to obtain an RV temporary vehicle import permit. · Checked

Baja California Sur coverageSecondary source

A 2025 report on BCS highway inspections says foreign-plated vehicles must have valid insurance covering Baja California Sur.

Sources (1)
  1. secondaryGringo Gazette: BCS Strengthens Highway Inspection Operations (2025-06-05) · Foreign-Plated Vehicles: Must have valid insurance covering Baja California Sur. · Checked

Typical prices (secondary, dated 2022)Secondary source

One insurer's 2022 price examples: Mexico insurance costs between $2 and $40 a day; liability-only about $16.50/day for a 3-day trip on a 2013 Honda Accord; full coverage about $26/day. Longer and annual policies cost less per day. Treat as indicative only.

Sources (3)
  1. secondaryMexpro (insurer) blog: How much is Mexico car insurance per day (Last Updated: August 31, 2022) · Mexico insurance costs between $2 and $40 a day · Checked
  2. secondaryMexpro (insurer) blog: How much is Mexico car insurance per day (Last Updated: August 31, 2022) · $16.50/day ($50) · Checked
  3. secondaryMexpro (insurer) blog: How much is Mexico car insurance per day (Last Updated: August 31, 2022) · $26/day ($78) · Checked

Companies selling Mexican tourist auto insurance online (no ranking)Secondary source

Listed alphabetically. Inclusion is not a recommendation.

Sources (4)
  1. secondaryProgressive: Mexico auto insurance (by MexPro) · Fortunately, you can drive protected with Progressive® Mexico Auto Insurance by MexPro. · Checked
  2. secondaryMexpro (insurer): RV vehicle import permit · Temporary RV Insurance for Mexico is required in order to obtain an RV temporary vehicle import permit. · Checked
  3. secondaryBaja Bound (insurer): Vehicle permits · A Temporary Importation Permit (TIP) is not required on the Baja California peninsula or in parts of Sonora. · Checked
  4. secondarySanborns (insurer): Baja & Sonora · In Km. 98 of Empalme, ends the free circulation zone for vehicles of foreign citizens and Mexicans living abroad · Checked